Over the past few years, many applications for smartphones have appeared that allow you to cope with various tasks
. Along with the already familiar applications for paying bills, users can install, for example, a debt manager. Interesting? We bring to your attention 5 applications that will help you quickly and easily analyze all expenses, pay bills or track the cost of a car.
The demand for such applications is growing all over the world. The American company Flurry, which is engaged in analytics of the mobile applications market, has published its report for 2014. Analysts processed more than 2 trillion app launches and compared the resulting statistics with the previous year. Programs that are related to finance took first place in terms of activity and relevance. They were used almost 3 times more than a year earlier!
For the most active and advanced, our TOP-5. It is aimed at those who love affordable functional programs for free. In addition, when compiling the list, reviews of those who have already used them were also taken into account.
1. HomeMoney
This application is suitable primarily for users who prefer to fully control their budget. In the application, you can enter data on how much money was spent in the supermarket, how much was spent on vacation, and how much was spent on meaningless and unnecessary purchases. It keeps records of both expenses and income, and all transactions on your accounts. In addition, you can draw up a graph that will clearly show where you spent your money. Like many mobile applications, HomeMoney has an extended version with a monthly fee: it becomes possible to keep records in several currencies, and the number of accounts and categories of expenses/incomes is not limited.
2.portmone.com _An excellent find for those who classify themselves as a “business person”. Since today’s pace of life requires a maximum return, it is very important to save time even on trifles. Through Portmone, you can pay the necessary bills (utility bills, pay for the Internet, replenish your mobile), transfer money to a card, and even pay for the services of security companies. The application allows the payer and the service provider to cooperate directly, bypassing all bureaucratic delays (filling out receipts, waiting in line at the bank, etc.).
3. Splitwise _ The application was created to solve a simple, but rather awkward situation that often arises when large companies gather in establishments. Splitwise will help you calculate how much and to whom you need to pay, and you don’t even need a receipt. Names are entered into the application, and then they sign who and what is ordered. The function of distributing orders “for everyone” is available (snacks, jugs of lemonade, grilled plates, etc.): just one click, and the program will distribute the cost of the position equally among everyone.
4. IOU – debt manager You borrowed a large amount from relatives, your neighbor borrowed 100 hryvnias before salary, an employee asked to borrow 370 hryvnias and a toaster, and you owe 17 dollars on insurance? With the help of IOU, all this can be brought together and get a clear picture of your balance: how much, to whom, and what exactly you owe. This applies not only to finance, but also to the subject area since it is possible to enter into the user profile indicators of debt in foreign currency, and debts for things.
5. Driver Notes
This development will greatly simplify the life of car owners because through DriverNotes you can keep track of the main costs of the car (including fuel consumption), and the developers have provided offline work. What is nice, you can synchronize data across devices.
Conclusion
All the proposed programs help to save time. For example, paying bills through Portmone takes 10-15 minutes, while filling out a classic payment receipt and paying it at the bank takes up to an hour (and in some cases more). DriverNotes will help you determine in minutes how much of the monthly budget should be allocated to car service, and there is no need to reconcile with receipts and receipts for the last month because you enter all the data in advance.
The convenience of such applications is also valuable because they allow you to redistribute costs. The programs will clearly show how much of your income disappears without any benefit. In a month or two, you will notice that it is possible not only to stay within the planned budget but also to additionally set aside a certain amount.
Editorial Team
